As a business owner who had to deal with a lot of hoops to jump through for cleaning a apartment complex it was nice to have a actual insurance agent who specialize in different insurances to get you the best deal. It was more convenient for me to have them do all the paperwork because I didn't have to come back and forth with the apartment complex. They dealt with all the paperwork and I just needed to focus on my work. It was a breath of fresh air especially. They're also good at letting you know as a business what you should and shouldn't have. For instance I have general liability I do not have workers comp but I can have workers comp because of the fact that it's me which I did not know until recently that it's a good idea. If you get hurt on the job and that's your only means of income it makes sense. It's a struggle I know, but find someone local that can walk you through step by step and knows your state laws.
