Forum Discussion

GiantServices's avatar
GiantServices
Contributor 2
1 month ago

Construction clean insurance

What insurance would you recommend for construction cleaning?

3 Replies

  • HUGEHomePros's avatar
    HUGEHomePros
    Jobber Ambassador

    I'm not a cleaner so I don't know what that market is like but what I can recommend is utilizing an insurance broker. Someone that will shop around policies for you and give you the best one. They'd be your point of contact for insurance questions and can make the COIs for you. 

  • nmluxe's avatar
    nmluxe
    Contributor 2

    We provide construction cleaning services. I would definitely get with your insurance broker. For what we do we carry the following: commercial umbrella policy with general liability, professional liability, worker's comp, and janitorial bond. If you are working scaffolding, ladders, etc. you'll want to let your broker know so they can structure it correctly. Also different builders require different limits.  Good luck. 

  • I used to be a project manager for a construction company, so I’ve dealt with this quite a bit.

    For construction cleaning, you need General Liability that specifically lists “construction cleaning” or “post-construction cleanup.” Regular cleaning policies usually won’t cover you on active or new construction sites.

    A lot of guys in this space use Cincinnati Insurance, Travelers, or State Farm. Just be upfront with your agent about the type of work you’re doing so you don’t get a claim denied later.

    That’s the most important part.