How to offer financing options to customers who can’t pay upfront?

We use Hearth Financing. They provide ‘personal project loans.’ Clients can use these types of loans for numerous home improvement projects. It’s great for clients to meet our payment scale. The client gets 3-6 offers on average, which show the monthly payment amount, APR %, term length etc. for their individual application. They receive a direct debit of the lump sum chosen into their own bank account. They can then get us the 50% deposit, and have the remaining funds waiting in their account when the final invoice arrives. We’ve used Hearth for about 5 years now, and have had no complaints about the application or process as a whole! I would highly recommend!