Is hiring employees worth it for a small home service business?

I told myself I wouldn't hire someone until I had 3 months of their salary in the bank that could disappear tomorrow and it wouldn't shutter my business. I am almost there and still feel like I am not ready to hire.

I think this question is so subjective. Think too about paying for a truck, equipment, fuel, uniforms, WSIB... all of that is part of it.

You will know when it's time and you will have to make the decision. 

You can do what I did and start with a helper, a summer student or family or friends kid looking for work. It gives a really good taste of the responsibility with out all the risk.