Credit Card processing will soon be dead and it cant come soon enough.

I bill the customer the CC charge and focus my energy on more sales.  Control expenses and focus on sales and you win every time.

the fees need to go. zelle is completely free to use and so is a cash or check payment. not too many customers want to pay a 50 dollar extra fee just to pay you. of course i have to spend extra time collecting checks, cash, or giving my zelle info. jobber makes plenty of money off our subscriptions a bulk price could be negotiated. partner with zelle make it easy. 

It comes down to spending money for convenience and time savings or spending time and sacrificing convenience to save money.  I would rather spend money to not have to chase payments.  I use Stripe and Jobber Payments and have never had to wait aside from the first couple payments.  

There are a lot of third party processors out there offering lower rates by maybe a penny on the dollar but they make more work for the business and the customers they serve.  I have heard a lot of horror stories about dragged out payments. 

I agree that it is nice that there are alternative payment methods but they rely more on the customer to make the payment than a credit card.  These payment options may appear cheaper because they lower that single overhead cost in your chart of accounts but they usually cost you more to accept in the long run.  If you tallied costs of admin following up on payments, monitoring accounts for past due invoices, carrying expenses while waiting for payment, bounced checks, bank processing fees, and the bookkeeping/accounting costs to reconcile your payments it would likely be much higher. 

Fair points but for the moment it's just the cost of doing business that gets passed on to our clients. Innovation will make everything obsolete inevitably one day - but as history shows, someone will always want a cut of the action for being the middle man!