As a HVAC Contractor, we are thinking about financing our service to our client who cant affort the Lum some of money up front, can I get some advice for the best way possible to start some kind of financing program from our clients or recommendation of any financing solutions.
We use Hearth Financing. They provide ‘personal project loans.’ Clients can use these types of loans for numerous home improvement projects. It’s great for clients to meet our payment scale. The client gets 3-6 offers on average, which show the monthly payment amount, APR %, term length etc. for their individual application. They receive a direct debit of the lump sum chosen into their own bank account. They can then get us the 50% deposit, and have the remaining funds waiting in their account when the final invoice arrives. We’ve used Hearth for about 5 years now, and have had no complaints about the application or process as a whole! I would highly recommend!
KQuinn612 I was curious, about two things.
Thanks!
Becca
Yes, you would provide your link to the client (each of our estimators has their own, as do I) and they take it from there. You would have nothing to do with the application process or their funding process at all, completely hands-off. Just have the client call or email the Hearth Support team with any questions, which will also be on each team members .pdf info sheet with their unique application link.
There is another thread about this too. I have requested Acorns. It's super easy to use. Another CRM "Jobtread" we started with had that integration. It would be really nice if Jobber could get it onboarded ASAP
We use Enhancify. We share a link to the Enhancify portal when we send out our quotes via text or email.
We require down payments on larger projects. We read somewhere that Wisetack doesn't provide funds to customers prior to work starting. They pay the contractor at completion.
We heard good things about Acorn. We hope Jobber integrates with them soon. 🙏 🤞
We use Acorn Financial and are pleased with them. I only wish Jobber would integrate with them so we could set up the financing directly on our quotes and invoices.
Jobber has an integration with Wisetack, which offers customer financing. I believe Paypal also offers financing or monthly payment options, too.
