What's your favorite way to accept client payments? 👀

Credit card, cheque, email money transfer. 

I have a real problem with the 2.9% Credit Card fee. $1700/mth goes to that fee but if people paid by E-transfer it would be zero. I accidentally had CC payments turned on and 3 people snuck thru in 1 day. I am not sure of the laws here and whether or not you can impose those fees back to the clients?

I send out invoices through Chase Business Pay & Collect. Clients love the simplicity of it and so do I. It's always so quick & easy. Plus, it shows when they haven't paid yet, and you can save all the invoices in PDF form. 

Cash, then venmo/cashapp/Apple Pay.  Tertiary is check then credit/debit card via jobber payments.  

Venmo/cashapp/Apple pay charge the same as jobber payments but it’s pretty much instant.

The bummer about Jobber Payments is you’re paying 3% fee for Stripe (the processor) to hold your $$ (at least) 2 business days - which means any payments received on Wed evening, Thursday or a Friday you won’t receive until sometime early the next week. And when I say sometime I literally mean sometime.  I’ve had the $$ hit my bank at 4am, 10am, 2pm, 4pm and 1030pm.  

I personally prefer card. I'll send you your invoice and be done with it.

I'd like to save on the CC fees that stack up but I can up my prices a little and work it into my costs.

I don't like having to go through 3rd party apps to get payments and I don't want to make an extra stop at the bank to deposit cash. 

Checks are probably the best balance since there's no fees and I can deposit from my phone and have the money faster than Jobber pays. Granted, my business is mostly low ticket items. High ticket items might be slow to land in your account via check.

My favorite is CC trough Jobber

We have over 700 residential snow removal customers so chasing down payments can be a problem. 

Credit cards. Great for simplifying payments but the fees can add up to thousands of dollars per month. Many costumers choose checks to avoid us passing on the fees to them. 

E-transfer. No fee and funds are instantly available, but too much relying on the customer being reliable. We still get etransfers from customers that we’ve trained to be reliable.

Cash. Too hard to collect and keep track of. 

Post dated checks: I can deposit 100 checks at a time at the drive through ATM. I read them all out to the VAs in a WhatsApp audio and it takes them an hour or two to mark them complete. That saves $500 per month in credit card fees.

However they want to pay! We have some warranty companies that we work for that are still sending checks, we are trying for direct deposit. That is probably my favorite. No work on my end and no fees. Happy to have jobber payments as an option though, so many of our clients take advantage! 

I prefer cash, Zelle, or check. However I provide as many options as (now) Jobber offers. 

Payment processors! Stay cash ahead or perish out here.