Forum Discussion

TheMarshall's avatar
TheMarshall
Contributor 2
24 days ago

Business Insurance

We are a cleaning company providing Air Duct Cleaning, Dryer Vent Cleaning, Exterior Cleaning and Floor Care Cleaning (carpet, upholstery, tile & grout, etc). 

I am exhausted with insurance that does not actually cover what my business needs.  I am looking for a new carrier.  Looking to shop everything - Auto, Liability, Inland Marine, Business Interruption, Health (medical), Vision / Dental, Workers Comp, and Life Insurance.

Any nationwide carriers that make it simple and have great coverages and service?

Who do you use?  Why?  

Who do you recommend?

 

 

customer service & experience
  • FredHodgeJr's avatar
    FredHodgeJr
    Contributor 3
    24 days ago

    You can certainly get a national carrier but I highly recommend using an insurance agent/broker that is in your state and knows local and state regulations. The agent/broker doesn’t cost you any additional money and you have that person to shop your policy's, ask off the record questions and not have to deal with a 1-800 number. Much more convenient and custom to your needs.

  • bedellmgmt's avatar
    bedellmgmt
    Jobber Ambassador
    24 days ago

    I've always dealt with someone I know who can advocate our needs for me. Otherwise, it is admittedly overwhelming and easy to end up feeling exhausted! You may need a few separate policies to cover every service you offer.  I currently use Farmers.  Good luck!!!