I had built my credit up and did the same thing. But all they did was deny me due to me not having a business history or income... honestly makes no sense. I had a good score at 750+ and the hard pull dropped it down to 699. Now I'm a bind and don't trust anyone to pull my score. I worked hard to get that score now I'm set back 3 months trying to build it back up just from a check... This is Michigan where I am at. Also working with the Michigan small business association.. Honestly have been no help.

PestFreeCanada

Contributor 5

1 day ago

That really sucks. I don't know enough about the US banking system to help you. I can say to do one thing, start small. Take smaller jobs that require less material and ask for a deposit from your clients. Buy you material that you need, put it on a personal credit card and pay it off right away. It may be a slow burn for you but if you keep at it only good things can come. Watch every penny you make and work your butt off.

I really hope it turns around for you and can't wait to hear updates from you about your success.