Mmill93, going this route of eliminating worker's comp, how do satisfy that this is a mandatory requirement by some clients, particularly governmental agencies, bank and municipalities?
If you’re a subcontractor that has no employees, some states allow them to provide a workers comp exemption or waiver, but requirements vary by state and by contract. But also if you’re on one of them job and each contractor or sub is carry their own you eliminate the false claims of guys getting hurt on the job.
California does not! Sucks - it's one of the most regulated states. What happens as a result? There's a huge difference in price between a licensed contractor with employees and unlicensed folks or people that don't do it correctly and will be out of business in a few years.
